Here in Queensland we are blessed with a fantastic climate and natural beauty.
Qld is a great place to run a business, however things can still go wrong and that’s why we need public liability insurance.
Our goal is to make the public liability insurance process easier for all Qld businesses. Whether you’re a sole trader or a large national company, we can assist with your public liability needs.
Public Liability Requirements in Qld
Most states and territories in Australia, including Queensland, operate with fairly similar rules when it comes to public liability insurance.
Despite this, there are some areas where businesses operating in Qld will require a different approach to public liability.
For example electricians operating in Qld must hold an Electrical Contractors Licence, and before a licence will be granted they must obtain a public liability insurance policy which includes a special option known as Consumer Protection insurance.
Not all public liability policies include consumer protection, and only certain policies are designed to meet the Qld electrical contractors licence requirements, so it certainly pays to use an insurance broker who known the Qld market.
What Does Public Liability Insurance Cover?
The aim of public liability insurance is to protect business owners from the financial consequences stemming from any property damage or personal injury that they cause to someone else.
If your business activities result in damage to someone’s property, personal injury to them or some other form of financial loss, you are financially responsible for that loss and any associated costs.
By having the right public liability insurance in place you can protect yourself, your family and your business from potentially devastating financial costs.
Public Liability Quotes
Obtaining a quote on your public liability insurance is easy thanks to the wonders of the internet.
To obtain quotes on insurance for your business, simply follow the links on our website and complete the online quote request.
For more information on public liability insurance please speak with your insurance broker or get in contact with us for an obligation free discussion.